A flood can turn your life upside down in a matter of minutes. While the immediate focus might be on emergency water removal services and salvaging belongings, don’t underestimate the importance of thorough documentation for your flood insurance claim.
A comprehensive record of the flood damage strengthens your flood insurance claim significantly. Insurance companies rely on evidence to assess the extent of the damage and determine your payout. The more detailed your documentation, the smoother the claims process will likely be.
What to Document
Here’s what you should capture to support your flood insurance claim:
- Photos and Videos: Take extensive photos and videos of the flood damage, both inside and outside your home. Document the water level, damaged walls, floors, ceilings, and affected belongings. Capture close-up shots of any structural damage or destroyed items.
- Inventory List: Create a detailed list of damaged or destroyed belongings. Include descriptions, estimated replacement costs (receipts for valuable items are helpful), and purchase dates if possible.
- Date and Time: Record the date and time of the flood to establish the timeline of events.
- Cause of the Flood (if known): If you know the cause of the flood, document it. For example, a burst pipe, overflowing appliance, or external flooding.
- Contact Information: Keep copies of all communication with your insurance company, including emails, phone logs, and adjuster names.
Pro Water Damage Inc.: Your Partner in Flood Claim Documentation
The aftermath of a flood can be overwhelming. Pro Water Damage Inc., serving Anaheim, Irvine, Costa Mesa, Riverside, and nearby areas in Orange County, can help ease the burden. Our professional flood damage cleanup specialists offer loss site inspection, evaluation, and documentation specifically tailored for insurance purposes.
Before performing water extraction and drying services, we’ll visit your property to assess the flood damage and create a comprehensive report with detailed photos, videos, and an inventory list.
Contact us to navigate the flood insurance claim process with confidence.
