If you have homeowner’s insurance or have purchased flood damage coverage, you might be eager to file an insurance claim immediately after experiencing water damage. However, it’s generally best to hold off on doing this until you receive guidance from water damage repair specialists.
Let’s examine how these specialists can help you with your insurance claim.
3 Ways Water Damage Repair Specialists Help With Insurance Claims
Water damage repair specialists offer a wide range of services for homeowners. This includes providing professional flood damage cleanup services, structural and surface drying services, and content packout services. However, their most valuable services for homeowners filing an insurance claim are their loss site inspection, evaluation & photographic documentation services.
These services are useful for the following reasons.
1. Documenting the Extent Of the Damage
It is necessary for homeowners to provide ample evidence of the water damage their property has experienced when filing their insurance claim. This includes taking numerous photos and videos of the damage around the property.
Water damage repair specialists are well-suited to help homeowners with this task because they understand the various signs of water damage. This includes knowing how to spot swollen floorboards, mold growth, and weakened structures. These specialists can carefully document this damage and help homeowners demonstrate its full extent to the insurance company.
2. Assessing the Repair Costs
Water damage repair specialists can start the water damage cleanup and restoration process immediately to prevent the damage from getting worse. Following these activities, they can calculate the total repair costs. The homeowner can then present this estimate with their insurance claim.
Asking professionals who offer water damage repair services in Costa Mesa to provide this estimate is useful because it ensures the figure provided accurately reflects the value of damages and repairs. Therefore, the homeowner’s damages claim amount will seem more reasonable to the insurance company than if the homeowner attempted to come up with an estimate themselves.
3. Helping Homeowners Understand Their Insurance Policies
Water damage repair specialists can also help homeowners understand their current insurance policy. For example, many homeowners insurance plans offer water damage coverage for sudden events such as pipe bursts but won’t offer coverage for gradual water damage such as leaks.
A water damage repair specialist can review the type of water damage the homeowner’s property has experienced and determine if it is covered under their current insurance plan.
Hire Qualified Water Damage Repair Specialists in Costa Mesa
If you’re planning to file an insurance claim for water damage in the near future, reach out to Pro Water Damage Inc. Our water damage repair specialists can document the damages and provide an accurate repair cost estimate for your insurance claim.
Contact us today and start your insurance claim filing process with confidence.
